Services

1. Personal Service
2. Custom and Standard Building Cost Estimates
3. Two Quality Assurance Departments
4. Insurance Protection
5. A Variety of Inspections to Choose From

Custom Reports Available

Several types of inspections are available, including a variety of specialty reports designed to target specific areas of concern. Click the links below to view a description of each inspection.

SURVEY B

Our standard Survey B covers construction type, age, occupancy, condition, fire station information, proximity to water and hazards. Included with the "Survey B" is a diagram of the risk and cost replacement. Typed comments are included to further enhance and clarify the information provided. Two photos are included with this type of inspection. This is an exterior-only inspection for homes valued under $350,000.

SURVEY A

Survey A contains everything in Survey B with the exception of the diagram and cost replacement.

MOBILE/MANUFACTURED HOME SURVEY

The Mobile/Manufactured Home Survey includes pertinent information needed to rate this type of construction. Included in this report is information on tie-downs, support, skirting and location (whether located in a park with onsite management or on private land).

CONDO/TENANT SURVEY

This inspection is geared to the specific needs of a tenant-occupied dwelling and includes information on construction, occupancy, condition, fire information, firewalls, stories and hazards. Diagram and cost replacement are not included in this type of inspection.

HIGH VALUE INSPECTION

Our High Value Inspection is an in-depth look at the exterior and interior of the risk and includes a type narrative. This type of inspection covers many of the interior upgrades that would be missed doing an exterior inspection and is generally ordered for dwellings valued at over $350,000. A letter is sent to your policy holder to notify them that an inspector from Insurance Risk Services will be contacting them to arrange an appointment. All information included in the "Survey B" is included and expanded upon. Specific questions are addressed during the interview dealing with occupancy, domestic employees, businesses operated from the residence, security gates and hours manned. A minimum of six photos are included: two outside pictures and four interior pictures. Often many more pictures are provided to document all custom building techniques and additional upgrades.

ELECTRICAL, HEATING, PLUMBING AND ROOF REPORT

Additional information on specific areas of concern are covered in our supplemental report. The Electrical, Heating, Plumbing, and Roof Report targets each area in depth. Addressing such questions as fuses, circuit breakers, loose wiring around the exterior, type of heating used, type of plumbing, and any updates, if an interview is available with the customer. Roof type and condition are also noted. All information is included on one easy-to-follow form.

CUSTOM FORMS - INSPECTIONS AVAILABLE

When needed we will custom design an inspection form to suit your needs. Custom inspections can also be arranged to fit your underwriting requirements. Please discuss any specific needs you may have with Mr. Hawkins.